Bounce Insurance is an underwriting agency that exclusively focuses on providing simplified parametric earthquake insurance to businesses and households. We support households with up to $20,000 of cover, businesses with covers up to $2,000,000, and provide a be-spoke solutions for corporate clients with covers greater than $2,000,000. 

Bounce uses GeoNet seismic data to trigger its policy. Relying on independent data from GeoNet strong motion sensors allows Bounce to deliberately step into the initial recovery phase of an earthquake disaster by providing rapid upfront cash flow to support households, businesses and communities with their emergency response.

Parametric insurance is very different from your traditional indemnity insurance. While the objective is still to provide protection, our response at claim time is quite different and by relying on independent GeoNet data to inform us when a policy has been triggered, removes much of the friction relating to proof of loss and loss assessments which comes with traditional insurance. 

Bounce was developed through global collaboration. We are a Coverholder of the Lloyd’s of London, and our insurance capacity is provided Munich Re (London) with 100% of the risk being underwritten by those underwriters. As a Lloyd’s Coverholder, Bounce adheres to the Fair Insurance Code which provides our customers with confidence that we have high standards of service.

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Bounce Insurance